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Solstice Benefits, Inc. is a licensed Prepaid Limited Health Service Organization: Chapter 636 F.S. Solstice Benefits discount programs are not associated with your medical plan and are not insurance. Offered by Solstice Benefits, Inc. a licensed TPA under F.S. 626. Stellar Advantage PPO Plan is underwritten by UnitedHealthcare Insurance Company. o Rated 'A+' Superior by A.M. Best Rating Company